Who Pays My Medical Bills After I Am Injured in a Texas Car Accident?
All states have certain vehicle insurance laws to help ensure that drivers can pay for the damages — including injuries and property damage — they caused in an auto collision.
In a fault state, like Texas, all drivers must carry at least the minimum amount of liability insurance. Under Texas’ insurance laws, the at-fault driver’s bodily injury liability insurance will pay up to $30,000 per person and $60,000 per accident in medical expenses — and possibly more, if the driver carries additional insurance coverage.
Once the cause of the crash is determined, the medical bill recovery process can happen in one of three ways, and our Texas car accident attorneys at Glen Larson Law Injury Attorneys will help you determine the next steps to help ensure you are not paying out of pocket.
Call (512) 883-0277 to learn more about your legal rights and options to pursue financial recovery from the at-fault driver who caused your Texas car accident and injuries.
Who Pays My Medical Bills After a Texas Auto Accident?
Depending on your accident and injury circumstances, there are three ways your medical expenses can be paid after the crash.
They include:
- Auto Insurance
- Health Insurance
- File a Personal Injury Claim
Auto Insurance
If you have been injured in a Texas auto accident, the at-fault party must pay for your medical bills through his or her auto insurance coverage.
If the at-fault party does not have auto insurance, or if you were injured in a hit-and-run car accident in Texas, you may seek payment from your uninsured driver auto insurance coverage — if your policy includes the optional coverage.
Health Insurance
After a Texas car accident, all injury victims should seek medical care immediately after the crash to ensure all their injuries are diagnosed and treated. Upon your arrival at a healthcare facility or emergency room, the administrators will ask if you have health insurance coverage. If so, your provider will likely cover the upfront medical costs, minus your deductible.
If you can prove another driver was responsible for theaccident, your insurance provider will pursue the driver’s insurance coverage for the medical costs they covered to-date.
File a Personal Injury Claim
If another driver was liable for your Texas car accident, you may be eligible to file a personal injury claim against that party for all your damages, including your medical expenses.
Our Glen Larson Law Injury Attorneys car accident attorneys in Austin, Texas will issue a letter of protection to guarantee the healthcare provider that your medical bills will be covered under our personal injury claim and paid upon its future settlement.
Depending on your personal injury recovery needs, in addition to your medical expenses, our Texas auto accident attorneys will also pursue compensation for your:
- Loss of past wages
- Loss of future wages
- Loss of wage-earning capacity
- Reduced future earning capacity
- Pain and suffering in the past
- Pain and suffering in the future
- Mental anguish in the past
- Mental anguish in the future
- Physical impairment in the past
- Physical impairment in the future
- Physical disfigurement in the future
- Loss of household services in the future
The best way to protect yourself financially after a Texas vehicle collision is to contact an experienced Texas car accident lawyer. Our managing attorney and law firm founder, Glen Larson, has represented injured Texans — and injury clients throughout the United States — for more than 15 years with one important goal: To pursue dedicated results for the injured.
Have You Been Injured in a Texas Auto Accident? We Can Help.
If you have suffered an injury during a car accident in Texas, call our skilled Austin personal injury attorneys at Glen Larson Law Injury Attorneys at (512) 883-0277 or contact us online today to schedule a free consultation.
We pursue dedicated, driven results for our clients, and there is never a charge to talk to an attorney. We stand ready to help you.
