Homeowner Insurance Claims Attorneys in Austin, Texas
Homeowners’ Insurance Claims Attorneys Protecting Property Owners Throughout Texas
Our Glen Larson Law experienced homeowners’ insurance claims attorneys in Austin develop unique legal strategies for each of our clients when their homeowner’s insurance company has delayed, undervalued, or denied their claim by taking an aggressive approach to producing solution-driven results.
Our homeowners’ insurance claims lawyers and accomplished support staff provide trusted legal representation for our fellow Texans, no matter where they live or what type of property they own in the Lone Star State.
If your home has suffered damage of any kind, and your insurance company is not responding properly to your claim or refusing to pay the full value of your damages, call our bilingual staff, who is available seven days a week, 24 hours each day.
We will come to you to determine the extent of your damages, and exactly what is covered under your homeowner’s insurance policy to provide legal protection for you and all our Texas communities.
Call (512) 883-0277 today. There is never a charge to talk to an attorney. We stand ready.
What Are The Most Common Homeowner Insurance Claims in Texas?
Our Austin homeowner insurance claims attorneys know our clients pay their insurance premiums on time and in full to ensure they have access to the coverage they need for common damages that can occur without notice.
Extensive and uncontrollable homeowner claims are filed year around in Texas, thanks to our unpredictable weather patterns, which can range from Category Five hurricanes to freezing weather that damages homes throughout the state.
Some of the most common homeowner’s insurance claims in Texas include, but are not limited to:
- Electrical current damage
- Foundation or structural damage
- Roof, window, or exterior damage from falling or flying objects
- Smoke or fire damage
- Damage due to vehicles
- Hurricane damage
- Wind damage
- Hail damage
- Frozen pipes
- Mold damage
- Water heater, plumbing, or HVAC overflow
- Sinkhole damage
- Vandalism or intentional damage
- Liability claims for dog bites or personal injuries that happen on the home’s property
If your Texas home has suffered any type of damage that your insurance company should cover, but they are avoiding liability, contact our skilled homeowner’s insurance claims lawyers in Austin today to learn how we can help you pursue the financial coverage options you deserve.
How Frequently Are Homeowner Claims Submitted Each Year Throughout the U.S.?
Naturally disastrous conditions like hurricanes, lightning, fire, rain, and hail lead to costly damages for homeowners each year in Texas and throughout the United States.
According to the Insurance Information Institute, one in 15 insured homeowner’s in the U.S. file a claim with their insurance company each year.
Last year, homeowners insurance losses in the U.S. rose to $63.8 billion, up from $54.2 billion the previous year, according to S&P Global Market Intelligence.
This is why our clients have homeowner’s insurance, so when damages occur, they have the policy to fall back on, instead of paying for the replacement or repair costs out of pocket.
When the insurance company fails to uphold its end of the contract, our clients can be financially devastated as a result.
We can help ensure their insurance providers are honoring the legal contract that is their policy, so our clients get the most from their coverage.
If you believe your insurance company is not fulfilling its good faith obligation, call (512) 883-0277 to speak with one of our experienced homeowner’s insurance lawyers in Austin today.
There is never a charge to talk to an attorney. We stand ready.
Why is My Texas Homeowner’s Insurance Company Denying My Claim?
Homeowner’s insurance is designed to provide complete protection for your property when it sustains any damage that is covered in your policy.
Homeowners who have insurance coverage never expect their claims to be delayed, undervalued, or denied.
However, delays, low-ball settlement offers, and outright denials are typically the immediate responses, which can serve as a financial blow to our clients.
Unfortunately, insurance companies — even the independent franchisees that operate under a larger parent company umbrella — are backed by multi-billion-dollar corporations that did not reach that achievement by paying their policyholders the compensation they deserve.
Insurance company representatives have the power of a large corporation, bureaucracy, and in-house attorneys behind them 24/7 that are no match for the average consumer.
We have the strength our clients need to pursue results too, including a skilled team of legal professionals and support staff, investigative resources, research analysts, and public adjusters who provide the expert representation our clients need to get the most from their insurance policies.
Contact Our Committed Team of Homeowners’ Insurance Claims Attorneys in Austin, Texas for a Free Consultation Today
Our Glen Larson Law homeowner’s insurance claims attorneys in Austin design customized legal strategies for each of our client’s unique recovery needs, so no detail is left to chance as we pursue the financial compensation they deserve from their insurance coverage.
Call our skilled team of homeowners’ insurance claims lawyers in Austin today to discover how we create customized legal solutions that allow our clients to achieve success inside and outside the courtroom.
While no homeowners’ insurance claims attorney can guarantee results, we do promise to pursue the best outcome for your unique circumstances by putting our 15 years of proven legal advocacy to work for you by being more than attorneys, but a legal team you can trust to produce dedicated, driven results.
Glen Larson Law stands ready to provide you with dedicated, driven results.
Frequently Asked Questions for Our Homeowners’ Insurance Claims Attorneys in Austin, Texas
What Does a Texas Homeowner’s Insurance Policy Cover?
All homeowner’s insurance policies and terms are unique and are dictated by the company that underwrites the policy and the options the homeowner would like included in their coverage.
Standard homeowner insurance options offer policyholders liability coverage, personal property coverage, dwelling coverage, and additional expenses coverage.
Most do not include coverage for hurricanes or mold, to name a few, unless they are specifically added into the policy for an additional charge.
How Do I Know What My Texas Homeowner’s Insurance Policy Covers?
Texas homeowner’s insurance policies come with a lot of small print and applicable terms that make it difficult to understand exactly what is covered when damage occurs.
Unfortunately, this is by design. The confusing verbiage may allow the insurance company to undervalue or deny your claim, based on how they interpret the language.
Our skilled homeowner’s insurance claims attorneys in Austin can help you understand what your coverage is included in your policy, so you know whether the provider is short-changing you, and can counter with an informed argument.
Should I Believe My Insurance Company’s Adjuster’s Valuation of the Damage?
Keep in mind, when your homeowner’s insurance company sends an adjuster to your property to assess the damage, he or she is working directly for the corporation and is putting its best interests ahead of yours.
Although insurance adjusters are supposed to evaluate damages based on their actual costs, they may not be familiar with the materials necessary to repair or replace your property – thereby considerably undervaluing it – or they may just be thinking about what is best for their employer.
Our Glen Larson Law homeowner’s insurance attorneys in Austin can help you assess the actual damages with the help of a public adjuster who will objectively evaluate your complete damages, since he or she does not work for the insurance company.